Take a look at our most frequently asked questions and get to know Wela Financial Advisory.
We stand apart from other firms—and perhaps even your current financial advisor—through a unique synergy of:
Exceptional Client Service: We prioritize your needs, respond promptly, solve challenges, and build a financial team to support and serve you. Our welcoming, family atmosphere ensures you feel valued and heard.
A Proven Financial Planning Process: Gain financial clarity and confidence with a holistic, tailor-built plan. Our process provides a 360° financial view and keeps your plan up to date, aligning with your goals and evolving needs every step of the way.
Competitive Fees: Our fees are intentionally lower than industry standards, delivering maximum value at an affordable price.
- 30 years of trusted financial guidance.
- Clients have worked with us for an average of 12.5 years.
- 97% historical client retention rate and 93% satisfaction in 2024.
- Many new clients are referrals from those we already serve.
- Trusted by families across generations.
- See what clients say in our Google reviews.
- Verify our firms credentials on the SEC's: Investment Adviser Public Disclosure website.
Wela Financial AdvisoryAnders Storvik
Esmond Pabilona
Taylor Chamness
Brandon Gomez
At Wela Financial Advisory, we are dedicated to providing exceptional client service and support. Here’s how we ensure your needs are met:
CLIENT-CENTRIC: We tailor our approach to your needs, offering unlimited meetings—by phone, email, Zoom, or in person whenever you need support. Your dedicated financial team includes your advisor, client services, financial planning, and investment specialists.
RESPONSIVE: We answer your calls and thoughtfully respond to emails/voicemails in one business day (or sooner). You're never left waiting days /weeks for a reply.
CONSISTENT: We proactively connect with you every six months, hold annual client reviews, and remain accessible via email, phone, or Zoom for any questions or concerns.
TRANSPARENT: We openly discuss our pricing, fees, and how we earn money. If we don’t have an immediate answer, we’ll tell you honestly and work diligently to find a solution.
EDUCATIONAL & ENGAGING: Stay informed, updated, and connected through weekly blog posts, monthly financial topics, quarterly newsletters, client appreciation events, and our “State of the Company” video.
Take a look our core values and client commitments
You’re a great fit for Wela Financial Advisory if you:
- Seek financial confidence and peace of mind.
- Want to enter retirement with a sense of financial freedom and security.
- Prefer a clear plan to replace late-night worries about “what-ifs” with financial clarity.
- Desire to secure a financial legacy while enjoying your time and money in retirement.
- Value spending your money on what matters most to you—without guilt or stress.
- Appreciate having a dedicated financial team to guide you step by step toward your goals.
- Crave the mental freedom to focus on what matters, knowing your finances are on track.
- Are ready to replace emotional energy spent on financial worries with facts and a clear plan.
- Want your wealth to benefit the people and causes you care about—tax-efficiently.
Explore Our Client Success Stories
Our investment philosophy is built on experience and simplicity, with a clear focus on long-term goals.
Simplicity: We believe investment management doesn't need to be flashy or fancy.
Consistency: Good investing habits and consistent maintenance drive long-term success.
Strategic Diversification: We craft diversified portfolios aligned with your risk tolerance.
Active and Passive: We use actively managed funds and index funds when appropriate
Growth & Value: We believe in a nice balance of growth and value style investing
Rebalancing: Our approach includes regular rebalancing to keep your desired investment risk tolerance
Tax Efficient: We seek maximum after tax returns, tax efficient withdrawals, and tax efficient contributions
Time in the Market: We focus on long-term market participation, rather than trying to time the market.
Institutional Pricing: We utilize institutionally priced mutual funds, Exchange-traded funds (ETF's), and Separately Managed Accounts (SMA's).
Learn more about how we manage your money.
- Yes, all our client-advisors are CFP® professionals.
- A Certified Financial Planner (CFP®) meets rigorous education, examination, experience, and ethics standards set by the CFP® Board.
- At Wela Financial Advisory, you will always work with a CFP®.
Why Choose a CFP® Professional?
-Yes, Wela Financial Advisory and all our client-advisors are fiduciaries.
-This means we are legally obligated to act in your best interests.
-Unlike many "financial advisors" who only meet the suitability standard, we adhere to the fiduciary standard and do not offer commission-based products.
- No, we do not offer any commission based products or services.
- We are a fee-only advisor, ensuring transparent and conflict-free advice.
- Wela Financial Advisory pays for any and all trading costs associated with the accounts we manage.
-Our three unique client relationships have their own pricing structure and we cover this in detail with you.
- We believe in open and transparent pricing.
- We want you to know exactly what you are paying for, how much your paying, and when you paying.
Take a look at our pricing page
Our holistic financial planning approach goes beyond just investing your money. We consider your entire financial picture, evaluating your biggest strengths, weaknesses, threats, and opportunities. Our comprehensive advice, analysis, and planning cover the following areas:
-Cash Management
-Liabilities
-Investment and Retirement
-Taxes
-Estate Planning
-Insurance
-Education
Get all the details on our holistic financial planning and advice
- A $300,000 minimum is required if you wish to pay for our services directly from your investment accounts.
- For those with less than $300,000 of investable assets, we welcome you as a Financial Planning Membership client. We can manage your money as part of your membership, with fees paid via ACH or Credit Card.
- If you have over $300,000 of investable assets but prefer not to have us manage your investments, you can opt for a Financial Planning Membership or a one-time financial plan.
For more details, please see our pricing page.
Working professionals encompass a broad category of individuals in various occupations who are in the accumulation stage of retirement, typically between the ages of 30-55. They are characterized by:
-Career and Income Growth: Experiencing advancements in their careers and increasing incomes.
-Growing Assets: Building assets and focusing on appropriate savings and investment rates.
-Retirement Planning: Dreaming, planning, and executing a successful retirement plan to achieve greater financial freedom.
-Commitment and Vigilance: Staying dedicated to their financial goals and maintaining consistent efforts.
-Discretionary Income: Having some level of surplus or discretionary money to help build financial success over time.
Explore Our Client Success Stories
A Pre-Retiree is our most common new client, typically within 0-5 years of retiring and usually between the ages of 55-70. They are characterized by:
- Transition Stage: Moving from the accumulation phase to the transition and deaccumulation phase of retirement planning.
- Financial Confidence: Ready to enjoy the golden years with a sense of financial freedom and confidence.
- Securing Legacy: Aiming to secure a financial legacy while enjoying extra time and money.
- Retirement Ready: Ensure their "retirement plane" is ready for take-off, not delayed or facing mechanical issues.
-Comprehensive Review: Taking an in-depth look at Social Security, liquid assets, spending habits, income needs, debts, and taxes to set realistic retirement expectations.
-Greater Focus on Protecting Wealth: Transitioning from wealth growth to wealth protection and usage
Explore Our Client Success Stories
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