What sets us apart from other firms—and perhaps even your current financial advisor—is the unique way we do the following in synergy to serve you:
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Our Exceptional Client Services that put your needs first, answers when you call, finds solutions to your challenges, and builds a financial team to support you. We offer a safe, welcoming, and family atmosphere.
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Our Financial Planning Process is designed to provide financial clarity and confidence, your financial plan stays up to date, has 360 financial view, is holistic, and tailor-built.

Our Competitive Fees that are intentionally lower than industry standards, we want every client to get the most value at the most affordable price.

- We have been in business for almost 30 years
- Our average client has been with us for 12.5 years.
- Many of our clients come to us from other clients
- We have helped many clients for multiple generations building long-term, trusted relationships.
- We have a historical client retention rate of 97%
- In 2024, our client satisfaction is 93%
- Take a look at our Google reviews
- See our firm and licensed employees on the SEC's Investment Adviser Public Disclosure ( IADPD) site.

Wela Financial Advisory

Anders Storvik
Esmond Pabilona
Taylor Chamness
Brandon Gomez
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We are dedicated to excellent client service and support, and this is how we do it:
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We are RESPONSIVE: We answer the phone and if we have a missed call or voicemail we respond within one business day, usually less. We thoughtfully and promptly respond to you emails. You don't wait days and weeks for a response.

We are CONSISTENT: we proactively reach out to you every 6 months, have annual client reviews, and are always an email, phone, or Zoom call away.

We are TRANSPARENT: We openly discuss our pricing, the fees you pay, how we make money, and if we don't know we tell you and get to work to find solutions.

We EDUCATE & ENGAGE: through weekly blog posts, monthly financial topics, quarterly newsletter, annual client appreciation event, and our annual state the company video.

Our client service model is client-centric and we build a financial team around you. The team includes your client advisor, client services, financial planning, and investments.

We proactively reach out to you every 6 months, have annual reviews, and offer unlimited meetings as needed by phone, email, Zoom, or in person.
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OUR CORE VALUES AND CLIENT COMITTMENTS‍

- You are a good fit if you desire financial confidence and peace of mind.
- You want to enter your golden years with a sense of financial freedom and confidence
- You don't want to lay in bed at night worrying about all the "financial what ifs" because you have a plan.
- You want to secure a financial legacy, while freely enjoying extra time and money in retirement
- You want to the ability to spend money on what's important to you and not feel guilty or stressed.
- You want a financial team in your corner to help you reach your financial goals step by step.
- You want the time and mental freedom to know you will be financial good in retirement
- You're tired of using emotional energy on financial worries and ready to focus on facts with a clear plan.
- You want your money going to the people and places you care about in a tax efficient way.

SUCCESS STORIES

Our investment philosophy is deeply rooted in experience, prioritizes simplicity, and begins with the end in mind.

- We don't believe that investment management needs be 'flashy' or exciting
- We believe that good habits and consistent maintenance are keys to long-term success.
- We believe in strategic diversified portfolios aligned with your risk tolerance and long-term objectives.
- We believe in a balance of growth and value, the use active and passive managed funds
- We believe in consistent rebalancing and seek maximum after-tax returns.
- We don't practice timing the market, but rather time in the market.
- We use institutionally priced mutual funds, ETF's (exchange traded funds), and SMA's (separately managed accounts).

HOW WE INVEST YOUR MONEY
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- Yes, all of our client-advisors are CFP's®.

- A CFP® is a Certified Financial Planner. This is a professional designation for financial planners who meet rigorous education, examination, experience, and ethics requirements by the CFP® Board.

- When you work with Wela Financial Advisory you always work with a CFP®.

Why Choose a CFP® Professional?

- Yes, Wela Financial Advisory and all our client-advisors are fiduciaries.

- Fiduciary is a fancy word that means we are legally obligated to act in the best interests of our clients. All of our advisors are held to the fiduciary standard, and we don't offer any products that pay a commission.

- There are many "financial advisors" who are only held to the suitability standard, which many times means they aren't required to recommend products and services that are in your best interest.

Fiduciary v. Suitability

- No, we do not offer any commission based products or services.

- We are a fee-only advisor, ensuring transparent and conflict-free advice.
 
- Wela Financial Advisory pays for any and all trading costs associated with the accounts we manage.

- We believe in open and transparent pricing.

- We want you to know exactly what you are paying for, how much your paying, and when you paying.

- Our three unique client relationships have their own pricing structure and we cover this in detail with you.

Our pricing page covers this in detail.

- Our holistic financial planning approach, we go well beyond only investing your money. We look at your entire financial picture and evaluate your biggest financial strengths, weaknesses, threats, and opportunities.
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- Our holistic financial planning provides advice and analysis on:
- Cash Management
- Taxes
- Liabilities
- Education
- Estate
- Investments and Retirement
- Insurance

FINANCIAL PLANNING AND ADVICE

- A $300,000 minimum is only required if want the ability to pay for our services directly from your investment accounts.
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- If you have less than $300,000 of investable assets we will certainly be happy to work with you. You will be a Financial Planning Membership client, and we can still manage your money as a part of your membership. You just pay for our fee from ACH or Credit Card.

- If you have over $300,000 of investable assets, but don't want us to manage your investments you can become a financial planning membership or do a one-time financial plan.

See our pricing page for more details.

-Working Professionals is a broad category, and can cover different occupations.

-They are in the accumulation stage of retirement and probably between 30-55 years old.

- They are experiencing career and income growth, have growing assets, and want to set themselves up for financial success by focusing on appropriate savings/investment rates, they are dreaming, planning, and executing a successful retirement plan and want to achieve greater financial freedom.

-They want to stay committed and vigilant to their goals.

-They have some level or surplus or discretionary money to help build financial success and freedom over time.

- This is our most common new client.

- A Pre-Retiree is someone at the doorsteps of retirement ( 0-5 years ), usually between age 55-70.

- They are leaving the accumulation stage of retirement planning and entering into the transition and deaccumulation stage.

- They are ready to enter the golden years with a sense of financial freedom and confidence. They want to secure a financial legacy, while freely enjoying extra time and money.

- They need to know if their "retirement plane" is ready for take-off, delayed, or has mechanical issues.

- They are ready to take an in-depth look at Social Security, all liquid assets, in-depth review of spending habits, income needs, debts, taxes, and set realistic retirement expectations.

- They know it time to seriously focus and begin the transition the focus on protecting and using the wealth v. growing wealth.