TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI) WE COLLECT AND PROTECTING THE CONFIDENTIALITY OF CURRENT AND FORMER CLIENT’S INFORMATION

We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may be required to securely retain some of this information to adhere to our compliance and records requirements.

PARTIES TO WHOM WE MAY DISCLOSE INFORMATION

- For everyday business purposes, our company, such as to process your transactions, maintain your account(s), respond to court orders and/or and legal investigations.
- Never for marketing or solicitation purposes by third-parties.
- If you provide us SMS opt-in consent and/or phone numbers for SMS purposes through a submitted Let's Talk Form on our website or through a client consent form; it will NOT be shared with third parties and/or affiliates for marketing purposes and you may always opt-out of SMS consent by replying STOP to any SMS message you receive from us. Any data collected is to be used securely and solely for business purposes only.

FEDERAL LAW GIVES YOU THE RIGHT TO LIMIT SHARING BY OPTING OUT

- Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for non-affiliates’ everyday business purposes or sharing with affiliates or non-affiliates who use your information to market to you.
-State laws and individual companies may give you additional rights to limit sharing. - Affiliates, companies related by common ownership or control. They can be financial and non-financial companies; Non-affiliates, companies not related by common ownership or control. They can be financial and non-financial companies; Joint marketing– a formal agreement between non-affiliated financial companies that together market financial products or services to you. Please note we do not have any Affiliates, Non-Affiliates, or Joint Marketing.  

                              CLIENTS and NON-CLIENTS
- If you provided us SMS opt-in consent or phone numbers for SMS purposes you may always opt- out by replying STOP to any SMS message you receive from us.

-We do not share any of this information with a third-party. This information is use by our company only with the intent of reaching out to regarding our services only.