Financial Advice and Planning

Personal Financial Statements

Cash Flow Management

Debt Management/Analysis

Emergency Fund

Buying vs. Renting

Mortgage Planning/Analysis

Tax Reduction/Management Techniques

Characteristics and Income Taxation of Business Entities

Tax Consequences of Property Transactions

Tax Implications of Special Circumstances

Charitable/Philanthropic contributions and deductions

Education Needs Analysis

Education Savings Vehicles

Financial Aid

Gift/income Tax Strategies

Education Financing

Insurance Needs Analysis

Analysis and Evaluation of Risk Exposures

Health Insurance and Health Care Cost Management

Disability Income Insurance

Long-term Care Insurance

Annuities

Life Insurance

Retirement Needs Analysis

Social Security and Medicare

Types of Investment Risk

Asset Allocation and Portfolio Diversification

Portfolio Development and Analysis

Distribution Rules and Taxation

Retirement Income and Distribution Strategies

Characteristics, Uses and Taxation of Investment Vehicles

Strategies to transfer property

Estate Planning Documents

Gift and Estate Tax Compliance and Tax Calculation

Sources for Estate Liquidity

Types, features, and taxation of trusts

Marital Deduction