A 401(k) plan custom fit to your company

We help your company and your employees with the PROCESS OF INVESTING in your small business 401(k) plan. We serve as your fiduciary investment advisor.

Our approach to small business 401(k) plans

A successful small business 401(k) plan is threefold. It involves a great process of investing, plan administration, and participant outcomes.

PROCESS OF INVESTING

• Our primary role is to lead and support a strong process of investing for your company and your employees.

10 Pieces to the
Process of Investing

PLAN ADMINISTRATION

• Your companies primary role is to execute on strong plan administration through what we call the 10 P's.

10 P's of
Plan Administration

PARTICIPANT OUTCOMES

• Choosing a recordkeeper that invests in technologies and behaviors that lead to better participant outcomes.

Positive
Participant Outcomes

What is our PROCESS OF INVESTING?

We pride ourselves in the process of investing with your small business 401(k) plan, take a look at our 10 Key Pieces:

Your Fiduciary Plan Advisor

We make investment decisions in partnership with you if we serve as 3(21) advisor
We make investment decisions about your retirement plan with full discretion if we serve as a 3(38) advisor

Investment Menu

We help select and all the funds that will be available in your small business 401(k) plan
We want the investment menu to be appetizing, diverse, and appropriate for your employees

Set up a Default Fund

QDIA is the default fund we select for those employees that don't make investment elections
The QDIA ensures every participant invested usually a Target Date or Balance Fund

Meet Regularly

We meet with your compnay every 120 days for investment reviews
We review, analyze, and report on how the investments are doing and being utilized

Education and Engagement

Host annual enrollment and education meeting for your employees
Available to meet anytime 1 on 1 with your employees to support their retirement needs

Sound Investment Guidance

We are always a fiduciary to the plan
Provide overall investment guidance for the plan as a whole, and to each plan participant

Investment Policy Statement

The IPS serves as the blueprint for how the overall process of investing will be handled
The IPS keeps all parties accountable

Performance Monitoring

We monitor all funds in the plan and make recommendations and changes as needed.
We don't allow underperforming funds to stay in the plan

Plan Benchmarking

Conduct annual benchmarking for your funds and plan to make sure you are always getting a fair deal.
We benchmark our costs, fund costs, recordkeeping costs, and all parties involved.

Our Process

We have a proven 5-Step process to ensure a smooth and successful experience. Here is a quick look:

Discovery Meeting

In Person or Digital Meeting
30-60 minutes

An in-depth discussion to understand you companies unique needs, goals, and pain points
Gather basic plan information and start building a solid foundation
If it makes sense, we schedule a plan presentation meeting

Schedule a Discovery Meeting