We help your company and your employees with the PROCESS OF INVESTING in your small business 401(k) plan. We serve as your fiduciary investment advisor.
We make investment decisions in partnership with you if we serve as 3(21) advisor
We make investment decisions about your retirement plan with full discretion if we serve as a 3(38) advisor
We help select and all the funds that will be available in your small business 401(k) plan
We want the investment menu to be appetizing, diverse, and appropriate for your employees
QDIA is the default fund we select for those employees that don't make investment elections
The QDIA ensures every participant invested usually a Target Date or Balance Fund
We meet with your compnay every 120 days for investment reviews
We review, analyze, and report on how the investments are doing and being utilized
Host annual enrollment and education meeting for your employees
Available to meet anytime 1 on 1 with your employees to support their retirement needs
We are always a fiduciary to the plan
Provide overall investment guidance for the plan as a whole, and to each plan participant
The IPS serves as the blueprint for how the overall process of investing will be handled
The IPS keeps all parties accountable
We monitor all funds in the plan and make recommendations and changes as needed.
We don't allow underperforming funds to stay in the plan
Conduct annual benchmarking for your funds and plan to make sure you are always getting a fair deal.
We benchmark our costs, fund costs, recordkeeping costs, and all parties involved.
In Person or Digital Meeting
30-60 minutes
In Person or Digital Meeting
45-60 minutes
Call, Emails, and In-Person
75-100 Days
Hopefully forever